South Africa’s loyalty programme optimiser
Stop guessing.
Start getting more.
LoyaltyIQ shows which loyalty programmes give you value, where to swipe, and what you may be missing.
10.3*
Loyalty Programmes held
on average
on average
R420*
Estimated value left
on the table each month
on the table each month
12
Loyalty Programmes
analysed
analysed
* Estimated from publicly available South African loyalty research and LoyaltyIQ modelling. Individual results depend on spending behaviour and loyalty programme participation.
Discovery Vitality
FNB eBucks
Shell V+
Clicks ClubCard
Absa Rewards
Capitec Live Better
Standard Bank UCount
MyDifference
MyDifference PLUS
SAA Voyager
Dis-Chem Better Rewards
Xtra Savings
Discovery Vitality
FNB eBucks
Shell V+
Clicks ClubCard
Absa Rewards
Capitec Live Better
Standard Bank UCount
MyDifference
MyDifference PLUS
SAA Voyager
Dis-Chem Better Rewards
Xtra Savings
Three moments. Smarter rewards.
LoyaltyIQ is designed for the decisions people actually make.
01
Ask
When you’re about to spend
Ask which loyalty programme gives the best return before you pay.
Spending about R600 at Clicks.
Estimated reward
R12
Use Clicks ClubCard
2% back on qualifying items.
Low effortFree to join
Ask now →
5 free questions per day, shared with Should I Join?
02
Spend Check
Get the full picture
See where your monthly rewards can improve.
See where your rewards could improve
Health & beauty10%
GroceriesNo published rate
DiningNo published rate
ClothingNo published rate
Pharmacy2%, dispensing-fee portionNo rand figure
SAA-operated flights0.625 mi/randNo rand figure
Spend Check now →
Sign-in coming soon
03
Should I Join?
Thinking of joining?
Check likely value, costs and break-even point.
Is Clicks ClubCard worth joining?
Estimated value
~R10 / month*
Cost
Free
Requirement
None, free and instant
*Modelled at R500/month spend at Clicks or Body Shop, 2% standard rate — not your own number.
Check now →
Shares your 5 free questions per day
Why this is dependable
Deterministic engine: the same inputs follow the same calculation.
Verified programme rules: publicly available terms are checked before use.
AI explanation layer: plain-language reasoning, not a black box.
Ready to see the full picture?
Start with a recent shop, then compare what your spend could be earning.
Disclaimer. LoyaltyIQ provides general information based on publicly available loyalty programme information. It is not financial advice. Loyalty programme details change regularly; always verify important information directly with the relevant provider before making financial decisions. LoyaltyIQ is a project by Network Grey (Pty) Ltd.